For guarantor investors

Earn passive income
on your good credit.

Put your credit profile to work. Earn 4–5% annually by backing pre-vetted leases — no capital deployed, no property owned.

  • No cash required
  • No property ownership
  • Full risk disclosure

Sample earnings

Your potential annual return

Live rates

From a $30,000 lease

$1,500/ year

Based on 5% annual rate · Credit score 750+ tier

Rate tiers by credit score

  • 700–7244.0% / yr
  • 725–7494.5% / yr
  • 750–7995.0% / yr
  • 800+5.5% / yr
Why guarantors choose Simplimatch

Profit from your good credit.

Your credit profile is an asset. Put it to work — without lending money, uncapped liability, or taking on physical risk.

Earn passive income

4%+ annual income on every lease.

Your strong credit backs qualified renters. The stronger the score, the higher the tier — up to 5.5%.

No capital required

You never lend money or blindly sign a lease.

Qualify, get matched, earn. Simplimatch handles underwriting, matching, and payout.

700+ credit score

Earn more with a higher score.

Qualified scores start at 700. Top earners (800+) unlock the highest payout tier. Free to apply, free to stay.

Humanity element

Help pre-qualified renters get a home.

Behind every guarantee is a real renter — a teacher, a graduate, a single parent — who just needs one yes.

Simple. Safe. Secure.

From application to first payout.

Four steps. Most guarantors are earning within their first 30 days.

  1. Step 01

    Qualify in minutes

    Soft credit check + identity verification. See your tier instantly. No impact to your score.

  2. Step 02

    Automatic matching

    We match you to pre-qualified renters that fit your risk profile. You choose who you approve.

  3. Step 03

    Back the lease

    Once you approve, Simplimatch issues instant protection. No money changes hands. You are protected by SimpliGuard™.

  4. Step 04

    Get paid monthly

    Earn 4–5% of annual rent, paid in monthly installments. Track everything in your dashboard.

Complete protection

Back any lease.
Protected against default.

You are never personally exposed. SimpliGuard™ protects you with the Simplimatch Guarantee, and our risk-managed underwriting backs every lease.

SimpliGuard™ default protection

Entire lease

Simplimatch guarantee

3× coverage

Risk-managed matches

Pre-vetted

Cancel anytime

Zero lock-in

Guarantor investor stories

Real people. Real credit. Real outcomes.

My credit was just sitting there. Now it pays me $1,800 a year and I helped a teacher get her first apartment.
DO

David Okafor

Software Engineer · Seattle, WA

Earned
$1,800
In 12 months
Score
782
Rate
5.0% / yr
I qualified in 4 minutes. Within 3 weeks I was backing my first lease. The dashboard shows everything — no guesswork.
SC

Sarah Chen

Marketing Manager · Austin, TX

Earned
$2,640
Across 2 leases
Score
811
Rate
5.5% / yr
I love that there's a real person on the other side. I see who I'm helping. It's investing that actually feels good.
PP

Priya Patel

Pediatrician · Brooklyn, NY

Earned
$1,500
First 9 months
Score
795
Rate
5.0% / yr

3,200+

Guarantor applicants

$1,420

Average annual earnings

4.9 / 5.0

Guarantor satisfaction

100%

On-time monthly payouts

Book a 15-min intro call

Have a quick chat before you apply.

Pick a time that works. We'll walk you through tiers, protection, and payouts.

Week of July 6

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Free to qualify · Free to stay

Turn your credit into income.

Check your eligibility in under 60 seconds. No impact to your credit score. A member of the Simplimatch team will follow up personally.

  • Soft credit check only
  • Reviewed by a real underwriter
  • Reply within one business day

By submitting you agree to be contacted about the Simplimatch Guarantor Program.